How to Build a Savings Habit While Paying Off Debt
When you are juggling debt payments, saving money might feel impossible. But building a savings habit while paying off debt is not just doable; it’s one of the smartest financial moves you can make. This Savings Month, we’re encouraging South Africans to take small, consistent steps toward financial freedom, even if they’re starting with limited […]
Emergency Funds vs Debt Payments: Which One Comes First?
When money is tight, choosing between saving to build an emergency fund and paying off debt can feel like an impossible decision. You know you need to be prepared for emergencies, but you also want to stop debt from piling up. So, which one should come first? With South Africa observing Savings Month this July, […]
Should You Save or Pay Off Debt First?
July is National Savings Month in South Africa, a time to reflect on our money habits and make smarter choices for our future. One of the biggest questions people ask during this time is: Should I save money or pay off debt first? The truth is there’s no one-size-fits-all answer. It depends on your financial […]
Top 5 Financial Goals to Set for the Next 6 Months
As we hit the halfway mark of the year, it is a great time to pause, reflect, and reset your financial priorities. Whether you’ve stuck to your money goals or life’s thrown you off course, the next six months offer a fresh opportunity to take control. Here are five achievable financial goals you can set […]
How to Do a Mid-Year Credit Health Check
At the halfway mark of the year, it’s the perfect time to pause, reflect, and review your credit health. Just like you’d go for a medical check-up, a credit health check helps you spot issues early and stay financially fit. Here’s how to do a thorough mid-year credit check in South Africa, using free tools […]
Splendi’s R20 PDF Credit Report: Transforming the Way You Manage Your Credit
In a financial landscape where understanding your credit is key to success, Splendi’s unique offer – a PDF credit report for just R20, stands out as a practical solution for empowered financial decision-making. This article explains why having a detailed, portable credit report can transform the way you manage your credit. Affordable and Accessible Tool […]
Why You Need to Check Your Credit Report Regularly
Keeping a close eye on your credit report is one of the simplest yet most effective ways to maintain control over your financial health. Regular checks not only ensure that your file is accurate but also help you detect fraud early. Let’s dive deeper into why you should make credit report monitoring a routine part […]
Financial Self-Care: How to Make Money Management Part of Your Wellness Routine
Introduction In today’s fast-paced world, managing money isn’t just a practical necessity—it’s a key aspect of personal well-being. Money management affects our mental health, confidence, and overall life satisfaction. Just like eating healthy, exercising, and managing stress, taking care of your finances is a form of self-care. But how do you integrate it into your […]
How to Talk About Money: Breaking the Silence in Relationships and Families
Introduction Money is one of the most common sources of stress in relationships, and one of the least talked about. Whether you’re splitting bills with a partner, planning for the future with family, or trying to teach your kids good money habits, avoiding the money talk can lead to confusion, conflict, and even resentment. But […]
The Cost of Lifestyle Inflation: How to Avoid Overspending as You Earn More
Introduction You’ve landed a promotion, changed jobs, or started earning more—congrats! But with that raise comes a quiet threat: lifestyle inflation. It’s the tendency to increase your spending as your income grows, often unconsciously. While it feels natural to reward yourself, unchecked lifestyle inflation can delay financial goals like homeownership, retirement, or becoming debt-free. This […]