New Information on Your Credit Profile
Starting March 1, 2025, overdraft data will be reported to credit bureaus, and you may start seeing new information on your credit profile in Splendi. What is an Overdraft? An overdraft is a financial product offered by some banks, allowing you to borrow money through your checking (cheque) account. This lets you spend more than […]
Exciting New Offers Have Just Dropped on Splendi!
At Splendi, we’re committed to bringing you financial solutions that make life easier. Whether you need quick cash, are navigating the property market, or looking for a home loan, our latest offers are designed to provide real value when you need it most. Get Money: Short-Term Loan Need cash fast? Our new short-term loan is […]
Credit Approval Process: What SA Credit Providers Look For
Applying for credit can feel like navigating a maze. In South Africa, understanding the credit approval process—focused on credit behaviour, affordability, and employment verification—helps you build a strong profile. Let’s explore these pillars and how they shape your creditworthiness. Understanding Credit Behaviour in the Credit Approval Process A borrower’s past financial actions tell a compelling […]
Free Yourself from Debt: Effective Strategies to Pay Off Debt
Debt can be overwhelming and stressful, but with the right strategies, you can take control of your finances and work towards a debt-free future. Splendi is here to guide you through some effective ways to pay off debt and achieve financial freedom. Create a Budget The first step in paying off debt is to create […]